We appreciate your patience as we are experiencing longer than normal call-wait times.



Download Our Mobile App

Deposit checks, pay bills & more 24/7 with the Excite CU mobile app.


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Online Banking

Expanded account management options available 24/7 with online banking.

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Non-Urgent Requests

Email us for a response in 5 business days. Thank you for your patience as we work through this time.

Excite Partners With Kabbage For PPP

Excite is committed to serving local businesses with help during this unprecedented time. With this in mind, we have partnered with Kabbage to assist small businesses with access to critical funds through the Small Business Administration’s (SBA) Paycheck Protection Program.

We remain committed to ensuring you have access to the resources you need to get through these unprecedented times. With that in mind, we’re excited to announce that the Paycheck Protection Program (PPP) under the CARES Act is accepting applications. We’ve partnered with Kabbage to connect you with these loans to help you cover payroll, rent, utilities and other eligible debt obligations

The program is accepting applications through June 30, 2020. To learn more, please click here for more information and our FAQs. Visit the US Chamber of Commerce for further details.

Click here to apply


Ways We Can Help

Emergency Skip-A-Pay

Available for Vehicle Loans & Personal Loans

  • Zero fees
  • Must be current on your loans
  • Won't be counted against any other Skip-A-Pay annual limits

Emergency Relief On Mortgage Loans

We are offering members impacted by COVID-19 with an existing Excite Mortgage 6-months mortgage loan payment relief. Impacted members may submit an application to determine eligibility here.

Due to high volume, please allow 15 days for processing.

Emergency Loans

We are here to help you in this time of uncertainty. 

  • Fixed rate 5.99% 
  • Up to 60 months
  • No payments for 90 days
  • Must qualify based on standard credit-worthiness

Monitor Your Credit Score For Free

During this time of uncertainty, it's very important to monitor your credit score. We are offering a free ongoing credit score report and monitoring from Savvy Money.

  • Login to Online Banking
  • Select "Credit Score" under Additional Services 
  • Not enrolled in Online Banking? Register now and you'll be checking your score in minutes!

CD Penalties Waived  

Feel free to withdraw cash from your Certificate of Deposit (Share Certificate) with no penalty until June 30.


Reduced ATM Fees  

Pay no fees at ANY ATM until June 30.

Please note: banks could still charge a fee on their owned ATMs.

New - Renters Payment Relief 

  •  No payment for 180 Days
  •  Fixed Rate (all tiers) 7.99%
  •  Term up to 36 months
  •  Up to 2x Gross Monthly Income (up to $5,000)
  •  Maximum 1-month rent
  •  Maximum one loan at a time


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