We hope that the start of this new year has brought you joy, health, and prosperity. At Excite Credit Union, we are committed to supporting our Members and communities in achieving their financial goals.
As we look ahead to the new year, we are excited to continue offering top-quality financial products and services to help you manage your money, grow your wealth, and make the most of your hard-earned dollars.
From all of us at Excite Credit Union, we wish you a happy, healthy, and prosperous new year. Thank you for choosing us as your financial partner.
The holiday season is a time for celebration, but it can also be a time when our finances take a hit. If you're feeling the effects of holiday spending, don't worry - we're here to help you get back on track. Here are a few tips to help you recover:
Take stock of your spending. Review your credit card statements and bank accounts to see exactly where your money went. This will help you identify any areas where you may have overspent and make a plan to reduce expenses going forward.
Make a plan to pay off debt. If you've accumulated credit card debt over the holidays, make a plan to pay it off as quickly as possible. One strategy is to focus on paying off the card with the highest interest rate first, while still making minimum payments on your other cards.
Take advantage of Excite Credit Union's financial services. We offer a variety of services to help you manage your finances, including budgeting tools, debt consolidation loans, and financial education resources.
A credit score is a number that potential lenders will use to determine whether they should lend you money, how much, and at what interest rate. That’s important because lenders believe that people who are creditworthy will pay back what they owe. That’s why better credit reports and higher credit scores make it easier, and cheaper, to borrow. As an Excite Member, you have access to free credit monitoring services with SavvyMoney.
Save money and transfer your balances from higher interest rate credit cards. With our balance transfer offer, you can transfer your high-interest credit card balances to an Excite Credit Union credit card and save on interest. Plus, you'll enjoy all the benefits of an Excite Credit Union credit card: no annual fees, no balance transfer fees, and rewards on every purchase.
At Excite Credit Union, we believe in the power of community. As a cooperative, we are owned and directed by our Members, and we strive to make a positive impact in the communities we serve.
As a Member-owned financial institution, we are committed to providing affordable financial services to all Members, regardless of their financial background. Because our members control our business decisions, the community benefits and you have a say in how your credit union is run.
In addition to our financial services, we also support local organizations and causes that align with our mission of improving the financial well-being of our members and the communities we serve. We encourage all members to get involved and make a difference in their community. Together, we can make a real impact on the lives of those around us.
We're excited to offer you a New Member Bonus of $300 when you sign up for a Go Checking account. This bonus is our way of thanking you for choosing Excite Credit Union as your financial partner. If you haven’t opened a checking account with Excite, what are you waiting for?
Don't miss out on this amazing opportunity – claim your New Member Bonus today and start enjoying the benefits of being an Excite Credit Union Member!
What our Members are saying…
“I love banking there. Excellent customer service; always looking out for what’s best for their Members.”
-Excite Member
Excite Credit Union
265 Curtner Ave. San Jose CA 95125 237 Racine Drive, Wilmington, NC 28403
*To quality for the $300 Bonus the following criteria must be met within the first 90 days of Go Checking account opening: a. Become a Member and Open a New Go Checking account; b. No prior/current Excite checking account(s) in the past 180 days; c. eStatements enrollment; d. Aggregate deposits of $600 or higher occurring monthly e. Perform a minimum of six debit card transactions. Must be 18 years to quality. The $300 Go Checking Promotion is offered for limited time periods and maybe ended or modified at any time without prior notice. Eligibility and terms apply. Visit excutecu.org for details
Insured by NCUA.
Excite Credit Union, 265 Curtner Ave., San Jose, CA 95125, USA, 800.232.8669
