Q4 Newsletter - Get Holiday-Ready and Plan for a Bright 2026!

Get Holiday-Ready and Plan
for a Bright 2026!

Fall flies by fast—so don’t miss the chance to set yourself up for financial success. Excite can help you prepare for the holidays and head into the New Year with confidence.

Save money with lower rates on a home or auto loan.
Choose a credit card with rewards that fit your lifestyle.
Boost your financial knowledge and money skills.
Finalize your estate plan for a limited-time price.
Enter to win exciting prizes. See details below!

Start now and make this autumn—and the year ahead—your most rewarding yet!

Celebrate the season of giving with a chance to Drive Home the Holidays - literally! Whether you're applying for a new car or reﬁnancing, Excite Credit Union wants to make your holidays a little brighter with a new car and a chance to win a $2,500 gift card!

GRAND PRIZE:

A $2,500 Gift Card

Just in time for holiday shopping, travel, or paying off holiday bills.

ENTRY PERIOD:

October 15, 2025 – December 15, 2025

All funded auto loans will automatically receive one entry to win.

Increase Your Chances Of Winning

Find Out More

Fall Into Smart Home Financing

Save up to $750.

Take advantage of our $500 credit toward your closing costs! PLUS earn an additional $250 toward your home purchase or refinance.*

Flexible Financing Options

Get competitive home loan rates designed to fit your budget.

Refinance to Save

Lower your rate or monthly payment, or cash out equity.

Access Equity with a HELOC

Tap into your home's value when you need it.

Discover more

Choose the Perfect Credit Card for every Season

Check out all our Visa® options, including Cash Rewards, Travel Rewards, and Platinum cards.

Discover more

Grow Your Financial Knowledge—You Could Win $500 cash!

Be entered to win $500 cash or other prizes in the BALANCETrack Financial Education Sweepstakes.

Find out how

Exciting Progress Happening at Our Curtner Branch

Visit our temporary location during construction.

📍 Note: Curtner is closed Saturdays.
For your convenience, our Blossom Branch is now open on Saturdays:
848-A Blossom Hill Rd, San Jose
🕘 Saturdays: 9 AM – 2 PM

Thanks for your patience during our upgrade!

With Trust & Will, Get Peace of Mind for 30% off!

It’s National Estate Planning Month! Throughout October, Members save 30% on an estate plan—compared to the usual 20%.

Learn More

Grow & control your money with Excite!

Our Share Certificates offer competitive, fixed rates with flexible terms—perfect for steady, worry-free savings. If you’re looking for flexibility, the Voltage Save & Spend Account is a high-yield, no-fee checking account that keeps your money accessible with advanced digital tools to help you manage smarter.

Share Certificates

Voltage Account

Upcoming Webinar in Spanish

Próximo seminario web en español

Thursday, October 9th, 2025

Presented by BALANCE, Our Financial Education Partner

Liberando el poder del crédito (Unleashing the Power of Credit)

Regístrate ahora

Upgraded Digital experience—Coming Late 2025!

Modern, Intuitive, Customizable

We're proud to introduce the next generation of Excite's digital banking, coming later this year!

Enjoy a consistent experience across online banking and the mobile app.

Quickly see due date information, view statements, make payments, and transfer money.

View your five most recent transactions without extra clicks.

Choose the features you want on your homepage to customize your banking experience.

Look for more details coming soon!

Quetzal Gardens Branch
New Hours of Operation, effective October 6

Monday & Friday: 9:00 am – 5:00 pm
Tuesday, Wednesday, Thursday: By appointment only for non-profit partners/communities, small businesses, and worker cooperatives.
Saturday & Sunday: Closed

We look forward to continuing to serve you!

Holiday Closures

Indigenous Peoples’ Day - Closed

Monday, October 13, 2025

Veteran’s Day - Closed

Tuesday, November 11, 2025

Thanksgiving Day - Closed

Thursday, November 27, 2025

Christmas Eve - Closing at 1 pm

Wednesday, December 24, 2025

Christmas Day - Closed

Thursday, December 25, 2025

New Year’s Eve - Closing at 1 pm

Wednesday, December 31, 2025

New Year’s Day - Closed

Thursday, January 1, 2026

*Earn $500 closing cost credit for all loans funded; earn an additional $250 closing cost credit when you complete all credit, income, and asset documentation requirements for underwriting evaluation within 5 business days of your mortgage application receipt date. If all requirements are met, the credits will be applied at closing.

Excite Credit Union

265 Curtner Ave. San Jose CA 95125

237 Racine Drive, Wilmington, NC 28403

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Excite Credit Union 151 Bernal Rd San Jose CA