Summer Savings, Smart Moves, and More Ways to Thrive

Summer is a great time to focus on what matters most, and Excite is here to help you make the most of every financial opportunity. From enhanced credit card rewards and flexible home equity solutions to financial education resources and community updates, we’re bringing you more tools and opportunities to help you save, plan, and move forward with confidence.

  

Whether you’re exploring new financial solutions or simply need guidance, our team is here to help. Our convenient online appointment scheduler makes it easy to connect with a Team Member on your schedule.

 

Explore what’s new this season and discover the tools, resources, and support available to help you thrive.

 

Buy Happy → ENJOY THE journey

Your car buying journey goes beyond the dealership. Get pre-approved before you shop, explore options for a new or used vehicle, or refinance your current auto loan. Excite makes it easier to move forward with confidence from the moment you start shopping to your final payment.

 

  View Vehicle Loans

Bigger credit card rewards are here

  • 1.99% Intro APR for 6 months on Cash Rewards, Travel Rewards, and
    Platinum cards 
  • Enhanced cash back, travel points and bonus opportunities on Cash and
    Travel cards

 

More value with every purchase.

 

Explore Your Options

COASTAL HORIZONS DUCK DERBY: SUPPORTING
OUR COMMUNITY

The 11th Annual Coastal Horizons Duck Derby brought the community together to raise funds for crisis intervention services on Friday, May 29. Excite was proud to support the event by helping spread awareness and encouraging participation among our Members.

 

Leading up to the race, our teams had fun bringing the event to life with large inflatable ducks in our lobbies, along with smaller ducks displayed throughout our workspaces. While volunteer opportunities to prepare for the race took place during business hours, our team helped make a difference by encouraging duck adoptions and supporting the success of the event.

 

Thanks to the excitement and enthusiasm from our team, the final 10 ducks were adopted right at our teller line! Visit Here For More Details

Unlock What’s Possible

Your home may already hold the funds you need to move forward. Whether you are creating more space, managing expenses, or planning your next chapter, your home equity can help you reach what
matters most.

 

Learn More

Get $25 for You, $25

for Them!

Refer your friends and family to join and you’ll both earn $25 when they qualify. It’s an easy way to share the benefits you love and get rewarded together.

 

Learn More

MEET OUR ADVISOR

We’re pleased to welcome Rick Hoel, CFP®, our new Financial Advisor. Rick helps individuals and families build personalized financial plans so they can feel confident about their future. He also shares insights through his blog to keep you informed.*

 

Schedule a Meeting

August is National Make a Will Month, making it a great time to establish or update your estate plan. With Trust & Will, you can easily take important steps to protect your loved ones, organize your wishes, and create a plan for the future.

 

Excite Members have access to a simple, convenient way to create essential estate planning documents, including wills and trusts, from the comfort of home.

 

Get Started

Webinar Sweepstakes

Build your financial confidence and you could win $1,000 along the way. We’re excited to share the 8th Annual Webinar for the Win Sweepstakes in partnership with Balance. Now through August 5, attend free financial wellness webinars and earn entries for a chance to win $1,000.

 

View Webinars

Balance Financial Education Webinars:

July - Mindful Budgeting: Aligning Spending with Your Values (Live)

August - Raising Financially Mindful Teens (Live)

September - Buy It or Lease It? Driving Through Your Options (Live)

 

Register Here

 

Customize Your Digital Banking
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Holiday Closures

Monday, September 7, 2026 - Labor Day

*Your Credit Union (“Financial Institution") provides referrals to financial professionals of LPL Financial LLC (“LPL") pursuant to an agreement that allows LPL to pay the Financial Institution for these referrals. This creates an incentive for the Financial Institution to make these referrals, resulting in a conflict of interest. The Financial Institution is not a current client of LPL for advisory services.

Visit for more detailed information

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Excite Credit Union

265 Curtner Ave. San Jose CA 95125

237 Racine Drive, Wilmington, NC 28403

Excite Credit Union 151 Bernal Rd San Jose CA