Your Summer, Your Way—with Help from Excite

Whether you’re relaxing in the sun, chasing new adventures, or tackling your to-do list, Excite makes it easy to stay on top of your finances.

 

  • Access and manage your money from anywhere—in your backyard, on the road, or halfway around the world.
  • Get things done, like shopping for a new car or refinancing your mortgage.
  • Use your Excite debit or credit card for all your summer purchases, such as Amazon Prime Day deals.
  • Plan for your future with our resources and guidance.

 

No matter what your summer looks like, Excite gives you the freedom to focus on what matters most to you!

Excite Your Mortgage

Loan Options

Whether you’re moving to a new home, looking to refinance your current mortgage, or buying your first home, we’ve got flexible mortgage loan options for you! Experience the Excite difference: competitive rates, local service, personalized guidance, and up to $750 off closing costs.1

Branch Lobby Days

Bernal and Racine Branches

Drop-in, meet our team, and enjoy some refreshments. Let us help you reach your goals.

Friday, August 8th

Youth Savings

Receive a free Squishmallow when you open a Youth Savings account, while supplies last!

 
Friday, September 12th

Auto Loans & Refinancing

 

Friday, October 3rd

Investing & Mortgages

Refinance Your Auto Loan and Cruise into Savings

When you refinance your current auto loan from another lender, you could:

  • Save money with up to a 1% discount.
  • Ease your monthly expenses with flexible terms.
  • Enjoy the freedom of zero payments for 90 days.
  • And more!

Our quick and easy process can get you approval in hours, not days.

Pack Your Sunscreen and Your Excite Visa® Credit Card

Unlock the door to adventure with a Visa® Travel Rewards credit card. Get flight, hotel, and car rental points—plus earn up to 3,000 bonus points within the first 60 days. Check out all of our Visa® card options.

Don’t Let Banking Get in the Way of Summer Fun

With Mobile and Online Banking, you can bank anywhere, anytime. Discover all the convenient and safe digital services we offer, including mobile deposit, bill pay, Zelle,® and more.

Check Estate Planning Off Your To-Do List

Excite partners with Trust & Will and Love My Credit Union Rewards® to bring Members an easy and affordable estate-planning solution. As an Excite Member benefit, get 20% off any estate plan, with wills starting at just $159 and trusts starting at $399.

Excite’s Member Appreciation Night!

The Wilmington Sharks game is on us!Join the fun on Friday, July 18th! Grab your tickets at your local branch today (limited quantity available). Thank you for being part of our community! Wear your Sharks gear and stop by to say hi. See you at the game!

Mastering the Gig Economy

Committed to financial literacy, Excite invites Members to attend a monthly webinar presented by BALANCE, our financial education partner. This month, discover strategies for building stability and success as a freelance worker.

Tuesday, July 8, 2025

10:30 am PT, 11:30 am MT,

12:30 pm CT, 1:30 pm ET

Thursday, July 17, 2025

5:30 pm PT, 6:30 pm MT,

7:30 pm CT, 8:30 pm ET

We Will Be

Closed

In observance of 

Labor Day

September 1, 2025

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Excite

Excite Credit Union

265 Curtner Ave. San Jose CA 95125

237 Racine Drive, Wilmington, NC 28403

Excite Credit Union 151 Bernal Rd San Jose CA