Step Up To Better
For us, stepping up to better means doing better for everyone. We start with growing local economies, partnering with neighborhood organizations, and giving back to the communities that have already given us so much.
We're Excite Credit Union. A local not-for-profit, owned and operated by you, the member, the neighbor, the hard worker. We exist to give everyone the chance to build a stronger future, so together, we can build stronger communities. It's about coming together, so no one has to go at it alone.
Jerry Uribe is our California Business Development Officer. Before this role, Jerry was a Financial Services Representative here at Excite Credit Union; you’d often see him smiling and warmly serving members of our community. Jerry has a background in Business Psychology and is incredibly passionate about financial literacy. He can talk about personal finances all day and loves teaching others! Jerry is also a big fan of Bay Area sports and loves attending sports events. When he’s not at Excite, Jerry is spending time with his family. (Hopefully, watching sports!)
Credit Unions vs. Banks
Wondering if credit unions are safe and if it’s easier to get a loan from a credit union or bank, there are a lot of questions about the difference between a bank and a credit union. A credit union offers many of the same products and services of a bank. Here are a few advantages of a credit union over a bank.
- Owned by the members
- 24/7 Access
- 30,000 surcharge free ATMs
- Fewer fees, better rates
- Insured by NCUA
- Owned by the shareholders
- For Profit
- 24/7 Access
- 20,000 ATMs
- More fees, worse rates
- Insured by FDIC
Looking for benefits for your employees?
Our Business Development team brings great perks and the benefits of membership at Excite Credit Union directly to your location in person or virtually, at absolutely no cost to your organization. We help enhance your employee offerings and improve the financial well-being of your team by signing them up for membership with us. There's no obligation to sign up, and we make it a fun experience by bringing raffle prizes and account opening gifts along with our product offerings.
"We want to help you achieve your goal, no matter what that is. If you're looking for a lasting partnership with a local credit union - look no further. If you're curious about a product for your next life stage - we have it. If you have a dream or a passion for this community - we share that too."